Scripture
Proverbs 21:20 “The wise have wealth and luxury, but fools spend whatever they get.”
Observation
Wise people do not “spend whatever they get”. They live by good money management principles. The Bible teaches us to do four things:
1) Work
2) Give
3) Plan
4) Save
Application
I have to follow good money management principles. I will not be prepared for the future or retirement if I spend whatever I make. I have to work and make a living. I give to God. I have a plan for how I will spend my money. I will live on a budget and I will save money for the future. If I do these things, I will be wise and prepared for the future.
Prayer
Father, give me wisdom concerning the money you give me. I desire to be a good steward. I ask that you enable me to plan and save for the future. I ask that you enable me to give to your church and for the expansion of your kingdom. Remove selfishness from me. Give me a generous heart.
